Quote Originally Posted by Lloyd Braun View Post
Going to reply to both long messages at once as it is a lot to reply to…

. I don’t disagree but insurance companies already charge more to smokers, obese individuals, people with preexisting conditions that make them more costly. Some of those conditions are a result of personal choices. I specified smoking because it is the most associated with a choice. Nobody is a smoker their entire life, however other conditions including obesity may have been present since childhood.
Unless they are on Medicare/Medicaid or both.