First of all, that is take home tax free... so in reality that’s over 40k a year and secondly, thru September/October benefits are also being paid by the government thru cobra which by the way employers have to pick up the tab on that, while the government gets around to one day reimbursing them. Government sucks.
I know how much you love government though...as long as it works for your liberal ideals. Lucky for you, it usually does.